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May 27, 2013

Terms and Conditions

By using this web site, you accept to be bound by the terms set forth herein (the "Terms"). We reserve the right at any time to modify these Terms, without notice to you. Please review these Terms periodically for any updates or changes.

Products and Services

This web site provides free comparison tools and educational materials to help Medicare-eligible individuals navigate Medicare health insurance options. This web site also provides Medicare-eligible individuals with the opportunity to connect with certain organizations who offer Medicare-related products. This web site is not associated with or endorsed by Medicare, the Centers for Medicare & Medicaid Services (CMS), the Department of Health and Human Services (DHHS) or any other government agency.

Third Party Resources and Services

This web site may provide links to external web sites, resources and/or services. This web site does not endorse and is not responsible for the availability of these external web sites or resources or for any content, advertising, products, or other materials on or available from such external web sites or resources. Your use of and dealings with the owners or operators of these external web sites or resources are at your own risk. You cannot make any claim against us arising out of your use of external web sites or resources.

Trademarks

All trademarks not owned by us that appear on this web site are the property of their respective owners.

Copyrights

All content included on this site, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is our property or our content suppliers and protected by United States and international copyright laws. The compilation of all content on this site is our exclusive property and protected by United States and international copyright laws. All software used on this site is our property or the property of our software suppliers and protected by United States and international copyright laws.

Disclaimer of Warranties and Limited Liability

THIS WEB SITE IS PROVIDED BY THE COMPANY ON AN "AS IS" AND "AS AVAILABLE" BASIS. THE COMPANY MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS SITE OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS INCLUDED ON THIS SITE. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS SITE IS AT YOUR SOLE RISK. ANY LINKS TO OTHER WEB SITES ARE PROVIDED AS A COURTESY. THEY ARE NOT INTENDED TO NOR DO THEY CONSTITUTE AN ENDORSEMENT BY THE COMPANY OF THE LINKED MATERIALS.TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, THE COMPANY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. THE COMPANY DOES NOT WARRANT THAT THIS SITE, ITS SERVERS, OR E-MAIL SENT FROM THE COMPANY ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. THE COMPANY WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES, EVEN IF THE COMPANY IS MADE AWARE OF THE POSSIBILITY OF SUCH DAMAGES.

CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MIGHT HAVE ADDITIONAL RIGHTS.

Applicable Law

By visiting this web site, you agree that the laws of the state of California, without regard to principles of conflict of laws.

Amendments

We may amend these Terms from time to time. If you continue to use the web site and/or the services provided by the web site after the amendments become effective, you are deemed to have agreed to be bound by the Terms as amended. If you do not agree to the amended Term, then you agree not to use the web site and the services provided by the web site.

Last Modified May 27, 2013